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associations  Top
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United Kingdom Shareholders Association
The United Kingdom Shareholders Association supports and represents the views of private (ie. non institutional) shareholders. It does this by providing investment education and conveying views to the boards of British companies, to the Government, to the Stock Exchange, to the media and to other bodies.
 
associations / industry  Top
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APACS
APACS is the UK trade association for payments and for those institutions that deliver payment services to customers.

Association of Investment Companies
The Association of Investment Companies (AIC) is the trade organisation for the closed-ended investment company industry. It represents a broad range of closed-ended investment companies, incorporating investment trusts, offshore closed-ended investment companies, venture capital trusts (VCTs) and AIM traded investment companies.

Association of Run Off Companies (ARC Run-Off)
UK market body for insurance and reinsurance legacy management professionals

BACS
Bacs is a not-for-profit, membership based, industry body responsible for the schemes behind the clearing and settlement of automated payments in the UK and maintaining the integrity of payment related services.

British Bankers' Association
The BBA is the voice of the banking industry for all banks who operate in the UK.

Building Societies Association
The Building Societies Association (BSA) is the trade association for all the UK's building societies.

Council of Mortgage Lenders
The Council of Mortgage Lenders is the trade association for the mortgage lending industry. Its members account for around 98% of UK residential mortgage lending.

Finance & Leasing Association
FLA is the principal representative of the asset, consumer and motor finance sector in the UK.

International Swaps and Derivatives Association (ISDA)
ISDA represents participants in the privately negotiated derivatives industry.

Investment Management Association (IMA)
The IMA is the trade body for the UK's £3100 billion asset management industry.

Investor Relations Society

IRS aims to support and develop investor relations professionals through the provision of a professional development programme, annual conference and topical networking events. It represents its members through its work with policymakers and involvement in consultation processes.


MiFID Connect
MiFID Connect is a joint project designed to support member firms and simplify the UK implementation of the Markets in Financial Instruments Directive (MiFID).
 
associations / legal  Top
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British Insurance Law Association (BILA)

BILA holds regular talks and Conferences on insurance law topics, often with speakers from overseas. It produces technical papers on a wide range of subjects for various bodies, including Government and Law Reform Commissions. BILA also publishes a journal three times per year, which contains articles of interest to insurance practitioners.


Financial Markets Law Committee (FMLC)
The role of the Financial Markets Law Committee is to identify issues of legal uncertainty, or misunderstanding, present and future, in the framework of the wholesale financial markets which might give rise to material risks, and to consider how such issues should be addressed.
 
banking  Top
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APACS
APACS is the UK trade association for payments and for those institutions that deliver payment services to customers.

BACS
Bacs is a not-for-profit, membership based, industry body responsible for the schemes behind the clearing and settlement of automated payments in the UK and maintaining the integrity of payment related services.

Bank for International Settlements
The Bank for International Settlements (BIS) is an international organisation which fosters international monetary and financial cooperation and serves as a bank for central banks.

Bank of England
The Bank sets interest rates to keep inflation low, issues banknotes and works to maintain a stable financial system.

Banking Code Standards Board
The role of the BCSB is to monitor compliance with and enforce the Banking Codes and to ensure subscribers provide a fair deal to their personal and small business customers.

British Bankers' Association
The voice of the Banking industry for all banks who operate in the UK

British Bankers' Association
The BBA is the voice of the banking industry for all banks who operate in the UK.

Building Societies Association
The Building Societies Association (BSA) is the trade association for all the UK's building societies.

Central Bank of Ireland
The Central Bank has responsibility for monetary policy functions, financial stability, economic analysis, currency and payment systems, investment of foreign and domestic assets and the provision of central services.

European Central Bank
The ECB is the central bank for Europe's single currency, the euro. The ECB’s main task is to maintain the euro's purchasing power and thus price stability in the euro area.

Federal Reserve
Working within the Federal Reserve System, the New York Fed implements monetary policy, supervises and regulates financial institutions and helps maintain the nation's payment systems.

US Federal Reserve
Central bank of the United States. Its duties are:
  • conducting the nation’s monetary policy by influencing the monetary and credit conditions in the economy in pursuit of maximum employment, stable prices, and moderate long-term interest rates
  • supervising and regulating banking institutions to ensure the safety and soundness of the nation’s banking and financial system and to protect the credit rights of consumers
  • maintaining the stability of the financial system and containing systemic risk that may arise in financial markets
  • providing financial services to depository institutions, the U.S. government, and foreign official institutions, including playing a major role in operating the nation’s payments system

World Bank
The World Bank is made up of two development institutions owned by 185 member countries—the International Bank for Reconstruction and Development (IBRD) and the International Development Association (IDA).The IBRD focuses on middle income and creditworthy poor countries, while IDA focuses on the poorest countries in the world. Together they provide low-interest loans, interest-free credit and grants to developing countries for education, health, infrastructure, communications and many other purposes.
 
business  Top
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Confederation of British Industry (CBI)
The CBI's mission is to help create and sustain the conditions in which businesses in the United Kingdom can compete and prosper for the benefit of all.
 
consumer  Top
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European Commission - Consumer Affairs
Consumer policy is a core component of the Commission strategy objective of improving the quality of life of all EU citizens.

National Consumer Council (NCC)
NCC is a non-departmental public body independent of government that seeks to help everyone get a better deal by making the consumer voice heard.

Office of Fair Trading (OFT)
The OFT is the UK's consumer and competition authority. Its mission is to make markets work well for consumers.

Pension Service
The Pension Service is an executive agency within the Department of Work and Pensions set up to improve the service consumers receive, whether they are already a pensioner or are planning for retirement.
 
consumer / distance marketing  Top
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Distance Marketing Directive
 
consumer / unfair terms  Top
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European Commission - Unfair terms database

FSA unfair contract terms pages
Part of FSA website that seeks to bring firms up to date with the latest developments in its work on unfair contract terms, including undertakings, and points to information that helps firms with their existing obligations to comply with the Regulations.

Law Commission consultation - Unfair terms in contracts

Statement of good practice - mortgage exit admin fees
Statement address the issue of increases to mortgage exit administration fees (MEAFS). Indicates to lenders how FSA believes they should draft MEAFS and variation terms and how to apply them fairly in practice.

Statement of good practice - variation clauses
Statement setting out the FSA’s views on how firms may approach drafting fair variation clauses in their standard form consumer contracts.

Unfair Contract Terms Regulatory Guide
The Unfoair Contract Terms Regulatory Guide explains the FSA's policy on how it will use its powers under the Unfair Terms in Consumer Contracts Regulations.

Unfair Terms in Consumer Contracts Regulations 1999
 
consumer credit  Top
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Consumer Credit Directive

Finance & Leasing Association
FLA is the principal representative of the asset, consumer and motor finance sector in the UK.
 
courts / other  Top
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European Court of Human Rights (ECHR)
Court set up by the European Convention on Human Rights as a mechanism for the enforcement of the human rights obligations entered into by contracting states.

European Court of Justice (ECJ)
The Court of Justice of the European Communities is the judicial institution of the Community. It is made up of three courts: the Court of Justice, the Court of First Instance and the Civil Service Tribunal. Their main task is to examine the legality of Community measures and ensure the uniform interpretation and application of Community law.

European Free Trade Association (EFTA)
Iceland, Liechtenstein, Norway and Switzerland are members of EFTA. The EFTA Convention established a free trade area among its Member States in 1960. In addition, the EFTA States have jointly concluded free trade agreements with a number of countries worldwide.

International Court of Justice (ICJ)
The ICJ is the principal judicial organ of the United Nations. The Court’s role is to settle, in accordance with international law, legal disputes submitted to it by States and to give advisory opinions on legal questions referred to it by authorized United Nations organs and specialized agencies.

Project on International Courts and Tribunals
PICT couples academic research with concrete action aimed at facilitating the work of international courts and tribunals at developing the lawyering skills of potential actors, in particular, in developing countries and economies-in-transition.
 
courts / uk  Top
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Civil procedure rules

Financial Services and Markets Tribunal (FSMT)
Independent judicial body established under FSMA which hears references arising from decision notices issued by the FSA. The decision notices may cover a wide range of regulatory and disciplinary matters.
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